Fintech globally is entering a new phase with Central Bank Digital Currencies (CBDC) and cross-border projects like mBridge.
What is the Saudi position? Saudi Arabia is one of the first countries in international trials. SAMA is actively building infrastructure connecting speed, security, and compliance—from Sarie to Unified Payments and now global digital projects.
This opens a huge door for startups to build services on top of this layer, like Wallet-as-a-Service, API Banking, and Cross-border Settlement.
The idea isn't to compete with banks, but to build modern experiences on top of SAMA's infrastructure. The real opportunity lies at the intersection of regulation and innovation.
